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  • Welcome to Northwest Mortgage!

    260-471-3434 | 1-800-946-7746
  • Here at Northwest Mortgage

    It's all about you!
New Home Purchase

New Home Purchase

Northwest Mortgage, Inc. can finance the purchase of most homes, including Conventional, FHA, Rural Development and VA Loans.

Refinancing

Refinancing

We can refinance your home at the lowest interest rates in years, lowering your monthly payments and...

Land Contract Payoff

Land Contract Payoff

Northwest Mortgage, Inc. can finance the purchase of most homes, including land contract buy-outs, for persons with...

Past Bankruptcy

Past Bankruptcy

Tired of being treated like a second class citizen because of a couple mistakes? At Northwest Mortgage, Inc we believe...

Home Improvement

Home Improvement

When it's time to add a room to the house for a new family member, remodel the kitchen, landscape the backyard...

Contact

Contact Us

We are happy to answer all your questions and find solutions for any issue.

Contact us.

About Us || Northwest Mortgage

Locally owned since 1999

We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Call for a quote!

  • First Time Home buyer Program
  • FHA/VA/Conventional loans available
  • On the Spot Approvals
Northwest Mortgage, Inc. is a BBB Accredited Mortgage Broker in Fort Wayne, IN   equal-housing-logo

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FAQ

How do I know how much house I can afford?

Generally speaking, you can purchase a home with a value of two or three times your annual household income. However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make. You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value. Give us a call, and we can help you determine exactly how much you can afford.

How do I know which type of mortgage is best for me?

There is no simple formula to determine the type of mortgage that is best for you. This choice depends on a number of factors, including your current financial picture and how long you intend to keep your house. Northwest Mortgage Inc. can help you evaluate your choices and help you make the most appropriate decision.

What does my mortgage payment include?

For most homeowners, the monthly mortgage payments include three separate parts:

  • Principal: Repayment on the amount borrowed
  • Interest: Payment to the lender for the amount borrowed
  • Taxes & Insurance: Monthly payments are normally made into a special escrow account for items like hazard insurance and property taxes. This feature is sometimes optional, in which case the fees will be paid by you directly to the County Tax Assessor and property insurance company.

How much cash will I need to purchase a home?

The amount of cash that is necessary depends on a number of items. Generally speaking, though, you will need to supply:

  • Earnest Money: The deposit that is supplied when you make an offer on the house
  • Down Payment: A percentage of the cost of the home that is due at settlement
  • Closing Costs: Costs associated with processing paperwork to purchase or refinance a house

 

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