For most homeowners, the monthly mortgage payments include three separate parts.
The amount of cash that is necessary depends on a number of items. Generally speaking, though, you will need to supply.
Lenders review your credit as a means to paint a picture on how well you have handled your past finances and use this information to predict your future financial risk. Having a higher credit score means less risk for lenders, which can mean lower down payment requirements for your loan.
Mark Klein- 132598
NW Mortgage- 128113